Business Loans and Funding Assets At First Business Finance, we understand that every business needs financial support to thrive. Whether you’re looking to manage cash flow, expand operations, or invest in essential assets, our dedicated team is here to help with tailored financial solutions. This includes Business Asset Loans to help you acquire the…
Invoice Finance, Factoring & Discounting – What’s the Difference? Well, essentially, they all have one main objective: Each type of product allows your company to raise cash against unpaid invoices, allowing you to focus on growing instead of waiting to be paid. At a glance – Key features for all products Flexibility Beyond that…
Preserving Cash Flow – Funding Tax Bills As we step into 2025, businesses are already preparing for their first annual tax obligations, with the January tax bill deadline fast approaching. To ease cash flow strain and preserve working capital for 2025 growth opportunities, our clients might benefit from spreading these tax costs. First Business…
Digested the Budget? What Does it Mean for Your Business? Restoring Economic Stability & Increasing Investment Making sense of the budget and what this means for your business. How the 2024 Budget Affects Your Business. We have highlighted as below: Increase in Employment Allowance To help smaller businesses, the Employment Allowance will increase…
Asset Finance – How Can We Help With Funding? We are always here to assist you with any Asset Finance requirements. We also offer many other services for your business needs, including: Invoice Finance Business Loans Commercial Foreign Exchange Commercial Insurance is available via our sister company, First Business Protection Limited. To Finance your assets in…
VAT Payment Due 7th October? Do you have a VAT Payment Due on 7th October? You could spread the cost of your bills for VAT, Corporation Tax Bills, or Professional Insurance. First Business Finance has Business Loans to help with any of the above. Or speak to us about Asset Refinance. Give our friendly team a…
Boost your cash flow with flexible business loans. Are you looking for a business loan that is flexible enough to accommodate your cash flow needs? First Business Finance has Business Loans to Suit Your Needs. Short-term and long-term finance gives you opportunities to build your business. Call our friendly team and see what…
Existing Business Loans? First Business Finance is offering a free loan review! We can potentially provide the following: Lowering your monthly payments (extending the term of the loan) Topping up your existing loan Lower Interest Rates Call our friendly team and see what we can do for your business. Call 01634 386869 Example Uses: Boost cashflow…
Business Finance Requirements – How Can We Help? With a General Election looming, it is pretty difficult to judge and, indeed, predict the financial situation for the remainder of 2024. As a business owner, you must prepare for the unknown. Maintaining cash flow is critical to any business, and we have experience in helping…
Flexible Cashflow Boost in the UK First Business Finance has Business Loans to Suit Your Needs. Short- & long-term finance giving opportunities to build your business. Example Uses Boost cashflow VAT Loans Expanding or growing your business Cover operating costs and expenses Fill the gap between invoices and getting paid Supplement seasonal income Purchase…
Short & long term finance giving opportunities to build your business First Business has over 50 years of experience in all areas of asset and technology finance, as well as expertise built upon close relationships with customers, equipment suppliers and leading funding sources. Across the UK, with a product range that includes everything from…
Your Finance Partner For 2024 We can help you with your financial needs in 2024. As an existing customer of First Business Finance, we are always here to assist you with any finance requirements you may have during the year. We also have all of your relevant details on file to make life easier when…
The current financial situation is hard to predict and as a business owner you have to prepare for the unknown. Maintaining cash-flow is key to any business and we have experience in helping businesses spread their outlay with different solutions. We are always here to assist you with any finance requirements and as you are…
New Start Logistics Company The company had only been trading for 6 months They needed a number of specialist refrigerated vehicles to fulfil contracts We facilitated all 13 required vehicles totalling over £300,000 Placed with 9 lenders on a 10% deposit basis Agreed over a 4 year term Established Traffic Management Company Established business whom we…
At First Business Protection* we are able to offer comprehensive insurance packages to protect your business. We have unrivalled access to the vast commercial insurance market including Lloyd’s of London to ensure we can cater across the wide range of our clients’ bespoke needs. 1) Courier/Fleet Policy This company grew exponentially over the last…
Did you know the Government’s Recovery Loan Scheme (RLS) is still available? Access to this scheme allows us to say yes to even more businesses and provide access to the finance our clients need to adapt, thrive and drive their businesses forward. Key features of the Recovery Loan Scheme (RLS) : …
Types of assets First Business Group has recently funded First Business Finance (UK) has sound experience in asset and technology finance and expertise built upon close relationships with customers, equipment suppliers and leading funding sources. Across the UK, with a product range that includes everything from finance lease to hire purchase invoice finance…
Exciting Government Grant Funding Opportunities for Your Business We are bringing to your attention some exciting funding opportunities that can significantly benefit businesses seeking to grow and develop. With First Business Solutions’ support and expertise, these Exciting Government Grant Opportunities become more accessible and promising. Our team has a proven track record of helping…
Government-Backed RLS Business Loans We are delighted to announce that the Government’s Recovery Loan Scheme (RLS) is back! Access to this scheme allows us to say yes to even more businesses and provide access to the finance our clients need to adapt, thrive and drive their businesses forward. Key features of the…
Are you aware of tax reliefs associated with investment within plant and machinery! The reliefs and allowances within the corporate tax system are an important factor in business investment decisions and I personally feel that “Full Expensing” is great news for all UK business. The decision in the autumn to permanently set the Annual Investment…
Boost Cashflow! First Business Finance Have Business Loans to Suit Your Needs. Short & long term finance giving opportunities to build your business. Example Uses: Boost cashflow VAT Loans Expanding or growing your business Cover operating costs and expenses Fill the gap between invoices and getting paid Supplement seasonal income Purchase materials, inventory or stock…
Full Expensing – Spring Budget Tax Relief Did you see the Spring Budget and the tax reliefs associated with investment within plant and machinery? The reliefs and allowances within the corporate tax system are an important factor in business investment decisions and I personally feel that “Full Expensing” is great news for all UK business.…
The government has been offering an increased tax deduction of 130% on new asset purchases, but this is about to expire on the 31st March. This allows businesses to deduct the full value of qualifying assets from profits before tax. The full tax relief is received in the year assets are purchased rather than over…
Do You Need Trade Finance? Buying Stock From Overseas? Find out about First Business Finance’s Flexible Lending Solutions. First Business Finance in partnership with Ebury Partners UK Limited is pleased to be able to offer its clients and introducers stock finance for international supplier invoices. Many businesses experience cash flow issues due to unforeseen risks, market volatility…
Are you ready for whatever this year has to throw at us? The current financial situation is hard to predict and as a business owner you have to prepare for the unknown. Maintaining cash-flow is key to any business and we have experience in helping businesses spread their outlay with different solutions. We are always…
Business Loans We have business loans to suit your needs. Short and long term finance giving opportunities to build your business. Example uses: Boost cashflow VAT loans Expanding or growing your business Cover operating costs and expenses Fill the gap between invoices and getting paid Supplement seasonal income Purchase materials, inventory or stock Cover staff…
How can we help your business? First Business Finance has helped thousands of businesses over our 13 year history and we have either helped your business in the past or you have a current finance agreement with us. We would like to invite you to follow us on LinkedIn for news and updates on our products and services. LinkedIn. – David Jordan…
Missed the Recovery Loan Deadline? Speak to us about Business Loans If you missed out on recover loans we have business loans to suit your needs, both short and long terms finance. Flexible Loans from FBF: Terms are available from 12 months to 6 years. Possibility of early repayments Quick decisions and quick payment once…
First Business Protection Cyber Insurance Why Small Businesses need Cyber Insurance? SMEs make up 99% of all businesses in the UK. As of 2021, there were 5.6 million SME businesses in the country. This coupled with the fact that SMEs are rapidly adopting internet use and eCommerce, makes this segment of the market a prime…
Finance Your Assets We offer finance on a wide range of assets across many market sectors. Asset Financing is a common type of lending that allows your business to access assets like equipment, machinery and vehicles without using large sums of cash to purchase them. What can we offer you? If you are a an…
Carrie Hobday from our team was needing a fitness focus and decided to not only get fit but also raise money for Macmillan Cancer Care. A whopping £627.33! The night was full of heroes as £31,996 was raised altogether for various charities. Some of the team were there to cheer her on and give support.…
First Business Protection Product Liability Insurance What Is Product Liability Insurance & Do We Need It? Companies require different kinds of business insurance to protect themselves in the event they have to pay compensation to employees, customers or other third parties as a result of their operations. To find out whether you need Product Liability…
First Business Finance Business Loans For Our Clients NEED TO MAINTAIN THE CASH-FLOW IN YOUR BUSINESS? 3-month interest-only loans available from 3k to 15k Renewable after 3/6/9 months – must be repaid within 1 year 12-month capital and interest loans available from 3k to 15k 2 years filed accounts, no adverse, homeowner DG Underwriting info…
First Business Protection Business Insurance Made Personal First Business Protection would like to offer a free review of your property owners policy to all existing First Business Finance Customers. From residential let to factory premises, property portfolios can include an assorted mix of holdings that make many of the insurance offerings commercially advertised to the public an ill…
First Business Finance Financing Charging Points For Electric Vehicles Following UK Government announcements to ban the sale of new petrol and diesel vehicles by 2030, there is a greater demand for electric vehicles. Electric Cars and Light Commercial Vehicles are now being acquired with 76.3% more registrations in 2021 compared with 2020 and with that…
Company Christmas Drinks We have finally managed to go out for our Christmas drinks. We are so lucky to have such a great team in and out of the office! Thank you to all of the team across the First Business Group.
First Business Protection Bespoke Print Insurance Policies The printing industry faces a range of specific risks and exposures to their business which differentiates itself and requires specific protections and cover enhancements that are outside of the normal ‘off the shelf’ commercial package insurance policy. First Business Protection understand these unique requirements as we have been…
First Business Protection Business Insurance Made Personal We are delighted to introduce you to our new insurance arm of First Business Group, First Business Protection Ltd. First Business Protection Ltd was born from an urgent demand across the client base of First Business Finance (UK) Ltd to provide a new approach to commercial insurance. From…
Supporting the sale of Electric Vehicles We are delighted to announce that from today we are able to consider finance applications for electric cars, with the following headline parameters for both personal and business agreements. Hire Purchase and Lease Purchase Standard underwriting criteria 100% maximum loan to value Advances up to £125k Residual values up…
Let us get the most competitive exchange rates on the market for you. Test our rates against the banks! In partnership with AFEX (Associated Foreign Exchange Limited) with 30 years experience reducing the cost & complexity of trading internationally KEY BENEFITS: •Highly competitive exchange rates •Personal dealing and account management team •Risk-management service •Full…
See what we have funded recently! Businesses are funding all types of assets, enabling them to keep their cash-flow healthy while benefiting from the appropriate tax allowances. Waste Management Company Needed £110,000 + vat For a 2019 Hyandai HX140L HRC High Rise Cab to assist in their waste removal company Placed with a prime lender…
Recovery Loan Scheme About the scheme: Government released a new scheme on the 31st March – 31st December to again help build on the economy by helping business with, managing cash-flow, investments and growth. We can explain these new schemes to you and how they may assist you in your business. What you need to…
First Business Finance | Charitable donation to support Age UK After a very tough year for everyone in our community, First Business Finance decided that for our annual charitable donation we would support Age UK Faversham and Sittingbourne as they are local to us and serve our local area. We received the following letter from…
First Business Finance | Covid-19 | Support Through The Crisis As a valued introducer of First Business Finance we want to stay in touch and offer you practical support during this difficult time of the coronavirus (COVID-19) outbreak. Its impact is touching all of our lives and we’d like to reassure you again that we’re…
Looking Forward | Protecting Working Capital | Making Sure We Are Ready! It’s been a few weeks now since my last email, a few weeks spent in lockdown but still operating from home and getting used to communicating digitally. We, like most businesses have seen a huge reduction in turnover and opportunities. Whilst in this…
Company Asset Refinance | Release Cash Quick | CBILS-Alternative Options The Coronavirus Business Interruption Loan Scheme is slowly being rolled out amongst authorised lenders. Sadly it would appear that it has been shrouded in confusion during the initial period with only 983 applications approved out of 130,000 applications! (Figures released by the Government as of…
Great day with team Josero at their Hybrid Services open day. Twenty years plus financing wide format machines for Sarah Winterbottom and her clients. Also twenty years of friendship, thank you Sarah, I know we don’t look old enough!
Marine Finance – CASE STUDY A marina based in Kent was purchasing a 25-tonne sub-lift that would enable it to not only take boats out of the water in a much easier and efficient method, but also to manoeuvre them easily on dry land by way of radio control.
What exactly is a lease agreement? How long should the leasing period be? How frequently do you require payments?
Finance provides the affordability and technological efficiencies your business requires. All without the cash investment and the pressure this can in-turn exert.
There are many reasons why companies lease equipment. Equipment leasing provides flexibility and protection against technological obsolescence.
