Our Services
At First Business Finance, we provide tailored financial solutions suited to the evolving needs of growing businesses - from asset and vehicle finance to invoice factoring, business loans and foreign exchange services. Whatever your ambition, our experts work with you to structure accessible, flexible funding and refinancing options that support operational growth and commercial success.
Asset Finance
Short and long-term facilities for a specific project, product or simply for working capital with fixed monthly repayments so that you can plan with confidence.
• Equipment, machinery and vehicles
• Business asset finance to expand operations and manage cash flow
• Short term business asset finance for technology enhancements and business improvements
• Short and long term asset financing
Business Loans
For secured loan applications, you may be required to provide suitable security. Acceptable security could include assets such as commercial property, plant and machinery, vehicles, or stock. For unsecured loans, security is not required, but different eligibility criteria will apply. Unsecured loans are available up to £5 million, subject to status and approval.
Asset Refinance
Cash flow can be complicated for an SME or a start-up – you might need to pay a tax bill, raise a lump sum to reinvest, reduce finance payments, release asset equity or simplify your financial planning. Our teams can facilitate financial flexibility allowing you to seamlessly navigate what can be a demanding financial environment.
Invoice Financing
Your cash flow can be improved through debt factoring and invoice discounting – simplifying your administration processes and reducing your overheads. With expert support in place, you are able to focus on building your business. Through our vast panel of links with factoring companies and invoice discounters, we will find the right and most competitive provider for your specific business needs.
Commercial Foreign Exchange
We partner with AFEX (Associated Foreign Exchange Limited) to deliver the full range of FX products, reducing the cost and complexity of trading internationally. Delivering instant access, highly competitive rates, a dedicated account team and risk management service, we proactively keep you abreast of changing trends and sentiment. Through our Commercial FX offering, you can enjoy
• Discounted worldwide transfers (including same-day settlement)
• Access to market orders enabling you to target specific rates of exchange and secure prices 24-hours-a-day, 7 days-a-week
• Online trading facilities
Get in touch to see how we can help – or use our business
finance calculator to look at approximate costs.